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<channel>
	<title>From Fern</title>
	<atom:link href="http://dharmaofmoney.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://dharmaofmoney.com</link>
	<description>Musings from trauma suvivor, meditator, foster mom, wife,CEO,Wealth Coach, Writer,Blogger,&#38; More</description>
	<lastBuildDate>Mon, 15 Feb 2010 18:39:48 +0000</lastBuildDate>
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			<item>
		<title>Not too tight and not too loose</title>
		<link>http://dharmaofmoney.com/not-too-tight-and-not-too-loose/</link>
		<comments>http://dharmaofmoney.com/not-too-tight-and-not-too-loose/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 18:39:48 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Financial Issues]]></category>
		<category><![CDATA[Personal Growth]]></category>
		<category><![CDATA[Spiritual Growth]]></category>

		<guid isPermaLink="false">http://dharmaofmoney.com/?p=249</guid>
		<description><![CDATA[I have been busy writing my ebook- the 401K First Aid Kit:Stop Your Portfolio Bleeding and Get Back to Financial Health. I know- goofy name, but apparently when you are building a business online you need catchy titles. What started out as a &#8220;I want to help people understand their 401K&#8221; mission turned into a [...]]]></description>
			<content:encoded><![CDATA[<p>I have been busy writing my ebook- the 401K First Aid Kit:Stop Your Portfolio Bleeding and Get Back to Financial Health. I know- goofy name, but apparently when you are building a business online you need catchy titles. What started out as a &#8220;I want to help people understand their 401K&#8221; mission turned into a full time project with coaching calls, online sales page, marketing, blah, blah, blah. During that time everything else (except my workouts) got put on hold&#8211; my memoir, my coaching practice, this blog, the dog, my jewelry making hobby, my relationships, etc.<br />
Now that the project is over, I realize that I am stressed and I feel the imbalance and strife that exists when there wasn&#8217;t any before. I realized that I didn&#8217;t have work/life balance in myself that I support and coach in my clients. What a wake up call! When I meditate on that and what went wrong, it&#8217;s easy to see where the wrong turn was made.<br />
The project turned from a labor of love to a &#8220;how can I turn this into a money making machine&#8221;. Seduced by the mentorship of slick online marketing gurus, I lost who I am and what I provide into how I can package and sell my knowledge.<br />
I know I am good at what I do and I know that people love my stuff. I need to step back and build my relationships with my tribe and continue to give them good free content packaged without the google adwords&#8212; and have the confidence in the abundance that is around me.<br />
As Pema has taught me, -not too tight- I&#8217;ll have a sliver of the chocolate cake and not too loose- I&#8217;ll take  the whole chocolate cake&#8211; but something in between. The Middle Way. </p>
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		<title>The Inner Perfectionist</title>
		<link>http://dharmaofmoney.com/the-inner-perfectionist/</link>
		<comments>http://dharmaofmoney.com/the-inner-perfectionist/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 16:53:37 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dharmaofmoney.com/?p=210</guid>
		<description><![CDATA[I had a friend over that I haven&#8217;t seen in awhile and we sat at my dining room table to chat. As the conversation waned she commented on the table. &#8220;What a beautiful dining room table you have,&#8221;  she said as she examined the espresso stained wood. I looked at the table, too, but [...]]]></description>
			<content:encoded><![CDATA[<p>I had a friend over that I haven&#8217;t seen in awhile and we sat at my dining room table to chat. As the conversation waned she commented on the table. &#8220;What a beautiful dining room table you have,&#8221;  she said as she examined the espresso stained wood. I looked at the table, too, but I saw scratches, and white shadows from hot pots and chips of raw wood showing through the corners. </p>
<p>I caught myself in my inner perfectionist mode. Like that game that children play where the head pops up and you take a hammer and bang it down but every time I do, more heads pop up and it gets harder and harder to bang all the heads down. My head used to be like that&#8211; a major voice that always pointed out the<br />
imperfections, the little scratches here and there in my life that screamed out at me that I screwed up. </p>
<p>My head is not like that anymore. Is the voice gone? No way. Still there. Still pointing out the little scratches, fears, buts, what ifs, etc. But I don&#8217;t listen to them. They just exist, and float by. </p>
<p>I put my hand on the table and thought about how it was my first large furniture purchase with my husband. The memory of that purchase was fresh. That thought didn&#8217;t float by but got cradled in my heart. </p>
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		<item>
		<title>Stairway to Heaven- Birth of an Entrepreneur</title>
		<link>http://dharmaofmoney.com/stairway-to-heaven-birth-of-an-entrepreneur/</link>
		<comments>http://dharmaofmoney.com/stairway-to-heaven-birth-of-an-entrepreneur/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 17:06:41 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dharmaofmoney.com/?p=197</guid>
		<description><![CDATA[I was listening to the song-Stairway to Heaven by Led Zeppelin on the radio, and I recalled a conversation with a college friend who said, “Fern, Listen to that. This song is going to be a classic for many years.”
He was a handsome guy who was a friend of a friend- like many that came [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-201" title="Fotolia_8266732_XS" src="http://dharmaofmoney.com/wp-content/uploads/2009/08/Fotolia_8266732_XS1-150x150.jpg" alt="Fotolia_8266732_XS" width="150" height="150" />I was listening to the song-Stairway to Heaven by Led Zeppelin on the radio, and I recalled a conversation with a college friend who said, “Fern, Listen to that. This song is going to be a classic for many years.”</p>
<p>He was a handsome guy who was a friend of a friend- like many that came by my apartment to talk late into the night with others while sharing a joint. We were all LSU New Orleans college kids during the economic recession of the 70s, and a war that everyone hated and rampant racism throughout the City that not just pitted whites and blacks but whites against whites for cause.</p>
<p>There’s a feeling I get<br />
When I look to the west,<br />
And my spirit is crying for leaving.</p>
<p>My apartment on Wadsworth was a three bedroom flat I shared with other roommates and drugs, music, food and people would raft in and out at all hours. I worked and went to school and struggled like others with what I wanted to be when I grew up. I had friends that had already graduated with masters degrees and they were washing dishes and waitressing like me. Unlike me, they were saddled with student loans. I refused to get into debt to pay for a piece of paper that didn’t really help me get a job. I wanted out of the 9-5 with lunch and coffee breaks and creepy managers that were on parole and co-workers who were proud of how fast they could wrap a Whopper. I felt deep in my being that wasn’t how I wanted to spend my work life.</p>
<p>Yes, there are two paths you can go by<br />
But in the long run<br />
There’s still time to change the road you’re on.</p>
<p>In Boulder, Colorado I got a taste of making my own way. As a hairdresser I was on commission to the owner. I could make as much money as I wanted but bringing in clients and doing the work was my responsibility. It opened my eyes to the potential that lay before me but also the additional task of marketing myself as a stylist. If I succeeded it was because of me and if I failed, it was because of me.</p>
<p>There walks a lady we all know<br />
Who shines white light and wants to show<br />
How everything still turns to gold.</p>
<p>I never looked back for a job. I always wanted to be my own boss. I bumbled lots of opportunities because of my lack of skills but eventually I “got it”. Now I love to counsel and help others climb their stairway out of dead end 9-5 jobs. My young coach, Clay, calls it –The Freedom Business. I smile because it is just plain old entrepreneurship. Taking an idea or service and getting excited about it and executing that into something that helps others and makes you bucks –sounds free but it is a lot of work too- just a different kind. I would like to coach him to realize that true freedom is financial independence where you choose not to work at all. He’s not ready to hear that yet. Maybe when he is 40?</p>
<p>And if you listen very hard<br />
The tune will come to you at last.<br />
When all are one and one is all<br />
To be a rock and not to roll.</p>
<p>I don’t know what happened to my college friend but he was right. This song is and will always be something of a classic tune to be enjoyed throughout the ages very much like the “freedom” business of my young friend and others.</p>
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		<title>Summer Time People Places</title>
		<link>http://dharmaofmoney.com/summer-time-people-places/</link>
		<comments>http://dharmaofmoney.com/summer-time-people-places/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 09:21:38 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[russian river]]></category>
		<category><![CDATA[summer]]></category>

		<guid isPermaLink="false">http://dharmaofmoney.401kmaximum.org/summer-time-people-places/</guid>
		<description><![CDATA[We went back to Half Moon Bay to celebrate Joseph&#8217;s birthday. We stayed at the RV park next to the Ritz Carlton and there was a lovely beach where Goldie had fun off leash. Friday night we went to the gourmet hot chocolate buffet at the Ritz and sat around the fire pits and enjoyed [...]]]></description>
			<content:encoded><![CDATA[<p>We went back to Half Moon Bay to celebrate Joseph&#8217;s birthday. We stayed at the RV park next to the Ritz Carlton and there was a lovely beach where Goldie had fun off leash. Friday night we went to the gourmet hot chocolate buffet at the Ritz and sat around the fire pits and enjoyed the view of the ocean and the bag piper player at 7pm -felt like I was at Augusta.<br />
Saturday we met up with friends and had dinner at the Half Moon bay Brewery and then went to the ritz for chocolate, cheese and wine tasting. I wasn&#8217;t impressed, and wouldn&#8217;t go there again for that.<br />
Juliana had a low key sweet 16 birthday party. I say low key since her present from her Dad, Carl,  was a trip to Paris, France. She traveled alone and met up with relatives in France. Very grown up for a 16 year old! She is looking more beautiful with each year passing. I made a lovely pink pearl &#038; crystal necklace for her.<br />
Goldie passed her Canine Good Citizen test and is on her way to getting her blue service dog vest. Yay!<br />
<span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/IMG_0501.JPG"><img alt="IMG_0501.JPG" src="http://www.fromfern.com/IMG_0501-thumb-500x375.jpg" width="500" height="375" class="mt-image-right" style="float: right; margin: 0 0 20px 20px;"/></a></span><br />
Joseph&#8217;s sister, Diane came out with her husband, Vinnie and we had a whirlwind tour of the San Francisco and visited the Monterey Bay Aquarium where we saw the new Sea Horse exhibit which was lovely, and the kids, Vincent, James, and Sophia played in the pool at our home. It was so good to see them all here!<br />
I gave a dharma talk at the Sonoma Mountain Zen Center and saw some old friends, and then we went kayaking on the Russian River near Healdsburg with Goldie. That was a blast especially cooling since it was 103 up there.<br />
<span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/ferngoldierr.JPG"><img alt="ferngoldierr.JPG" src="http://www.fromfern.com/ferngoldierr-thumb-500x666.jpg" width="500" height="666" class="mt-image-left" style="float: left; margin: 0 20px 20px 0;"/></a></span><br />
Found a fantastic new restaurant -La Bodeguita del Medio which has Cuban food and rum flights and a cigar divan. Live music too. Wonderful! and plaintains too!<br />
Went to the beer tasting the Tran&#8217;s put on and ran into Michelle Toussaint with her 7 month old baby, Julia and husband. She was Dr. Bellino&#8217;s physician assistant. I hardly recognized her and she didn&#8217;t recognize me but saw Joseph and then realized who I was. I like a lot different since putting 25 pounds onto my 90 pound frame since the accident.<br />
I really enjoyed watching the LA Lakers win the NBA championship and found the new First&#038;Main St Grill my new sports bar hangout. Tell Chris, the bartender I sent you. Great bar food, Chimay on tap, and large screen TVs everywhere.<br />
Went to Ellen Sussman&#8217;s house to hear a discussion from 2 literary agents on how to pitch. I have put that on the back burner since being involved in an intense Coaching program called Project Mojave. My coach, Clay Collins, is really kicking my ass and getting me to move on from just providing coaching services to developing information products. Stay tuned- I am working on my eBook and should be launching within the next month.<br />
Looking forward to exploring the new Deseo Tequila Lounge in Redwood City. Italian owned with aged tequila flights. Should be interesting. Will it compare to Tres Agaves in San Francisco? We will see. Come join us on June 25 and let&#8217;s find out.</p>
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		<item>
		<title>Spring Cleaning (and relaxing) is here!</title>
		<link>http://dharmaofmoney.com/spring-cleaning-and-relaxing-is-here/</link>
		<comments>http://dharmaofmoney.com/spring-cleaning-and-relaxing-is-here/#comments</comments>
		<pubDate>Mon, 18 May 2009 17:02:28 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[cruise]]></category>
		<category><![CDATA[jewelry]]></category>
		<category><![CDATA[kitchen]]></category>
		<category><![CDATA[road trip]]></category>
		<category><![CDATA[wine]]></category>

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		<description><![CDATA[Since Gabby left, we have gotten back to our personal routines and fixating on the house. We finally got some drapes up in the kitchen and dining room and picked out a lovely modern oblong chandelier made by an artisan in Vermont. We still talk about design ideas for our kitchen remodel. I am amazed [...]]]></description>
			<content:encoded><![CDATA[<p><span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/IMG_0356.JPG"><img alt="GaryPamFernJoe.JPG" src="http://www.fromfern.com/IMG_0356-thumb-500x375.jpg" width="250" height="188" class="mt-image-right" style="float: right; margin: 0 0 10px 10px;"/></a></span><span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/May09%20002.jpg"><img alt="May09 002.jpg" src="http://www.fromfern.com/May09 002-thumb-500x666.jpg" width="250" height="333" class="mt-image-center" style="text-align: center; display: block; margin: 0 auto 10px;"/></a></span><span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/Spring 09/IMG_0305.JPG"><img alt="joefish.JPG" src="http://www.fromfern.com/Spring 09/IMG_0305-thumb-500x375.jpg" width="250" height="188" class="mt-image-left" style="float: left; margin: 0 10px 10px 0;"/></a></span>Since Gabby left, we have gotten back to our personal routines and fixating on the house. We finally got some drapes up in the kitchen and dining room and picked out a lovely modern oblong chandelier made by an artisan in Vermont. We still talk about design ideas for our kitchen remodel. I am amazed at how they do so much for so little money on those kitchen design shows. Just a basic kitchen remodel out here in Cali is in the 6 figures when the rest of the nation averages $50K. But then again- we have the great weather&#8212;- and we pay for it. LOL!<br />
Checked out Loch Lomond and did some fishing there-caught nothing but very relaxing day.<br />
Back to catching up with friends and checking out new restaurants. Had a wonderful burger at The Counter- custom built burgers- great concept and great food there. I even got carded when I asked for a cold Chimay!<br />
Got together with Gary &#038; Pam and did the Santa Cruz Winemaker&#8217;s tasting and train ride in Felton.<br />
Joseph hurt his back and my knee has been giving me a little trouble but we are healed up and back at the gym. I love it that we take time to work out on the weekdays and then have the whole weekend to relax. We used to not work out during the week and jam pack activities into the weekend. Nice change.<br />
We are hosting a pool party and barbeque for Juliana&#8217;s 16th birthday in June and we also are hosting a summer social for the Silicon Valley Shambhala Center in July. Should be big fun since the pool water is so warm now. Loading up on water toys and such- got volleyball net and basketball and toss toys as well as noodles and rafts. Thinking of getting a dart board for outside.<br />
Goldie is getting better at swimming and keeping her head up so she doesn&#8217;t take in a lot of water.<br />
Goldie will be taking her Canine Good citizen test next month- hope she passes this time.<br />
Joseph&#8217;s Mom came out to visit and we took her to the Ritz Carlton in Half Moon Bay for lunch. Excellent food but pricey. We noticed the special events they have and will come back for Joseph&#8217;s birthday. I booked the RV spot 200 yards away from the hotel and plan to go Friday the 29th for hot chocolate evening around the fire pit and watch the sunset. Saturday the 30th we will meet friends there for the wine,cheese, and chocolate tasting.<br />
My coaching practice is growing slowly and I am working with my coach on a redesign and my ebook. FPA conference is next week at the Sheraton Palace -will be good to connect with old business associates.<br />
I have more time now to create more jewelry and I made a special black onyx, silver and crystal necklace for Mother&#8217;s Day for Mommy. Sorry, I didn&#8217;t take a photo. I will be making a special pink pearl necklace for Juliana- she loves pearls. Went to the wholesale Rings &#038; Things Bead show and pick up some beautiful gems (blue chalcedony, kyanite, jasper,crystal, silver,&#038; copper) at great prices.<br />
We are starting to think vacation- maybe a cruise or a road trip to somewhere we haven&#8217;t been&#8211; getting harder since we have been to so many places. Got ideas? email me at <a href="mailto:fern@wholeheartedway.com">fern@wholeheartedway.com</a> or dm me on twitter at <a href="http://www.twitter.com/fernalixlarocca">www.twitter.com/fernalixlarocca</a></p>
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		<title>Loss of a Child</title>
		<link>http://dharmaofmoney.com/loss-of-a-child/</link>
		<comments>http://dharmaofmoney.com/loss-of-a-child/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 19:10:09 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[foster care adopt]]></category>

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		<description><![CDATA[At 7:45am this morning my husband and I ate breakfast together. The house was quiet and the mood somber. It was quite a contrast from the frenetic pace that our foster-daughter had us in. A strict schedule of breakfast, washing up, getting dressed, making lunch, taking meds and off to school-hubby off to work and [...]]]></description>
			<content:encoded><![CDATA[<p>At 7:45am this morning my husband and I ate breakfast together. The house was quiet and the mood somber. It was quite a contrast from the frenetic pace that our foster-daughter had us in. A strict schedule of breakfast, washing up, getting dressed, making lunch, taking meds and off to school-hubby off to work and me -back to home to enjoy another cup of coffee and my morning meditation before I open the laptop.<br />
The day before a volatile tantrum ended in her request to leave our home after 5 months with us. As a foster child, (even though she is 11 going on seven)-she had that right. Even though we knew it would not be in her best interests and even though her social workers knew it would not be in her best interests, she had packed up her things on Sunday, and a bevy of social workers, psychologists, support counselors, descended on our home for hours to see if there could be a shift in attitude. But it was too late. After sleepless nights and much analysis, we made our decision.<br />
We didn&#8217;t sign up for a child with deep psychological issues but that&#8217;s what we ended up with. And even then, we were willing to love and support her but the resources weren&#8217;t there to support us in getting her the help she needed to thrive in our home. The battle with her mental demons were no match to the strength of what we could do for her ;but the battle with a frayed system that had us begging for therapy and support systems weighed us down heavily&#8211;beyond what we were capable of.<br />
And so we let go,,,, gently, gracefully &#8211; on her own terms with no goodbyes, thank you, or well wishes. Hours later a tearful child filled with remorse wanted back into our hearts but the door had closed on this chapter of our lives.<br />
Child abuse and neglect is reaching epidemic proportions with disastrous consequences. Judges, lawyers, physicians and other community professionals agree that tax dollars would be best spent preventing abuse and preserving families. Unfortunately, adequate resources have not been invested by state and Federal government to make significant prevention possible. One problem is that on both these levels the political constituency necessary to meet the needs of children has not been organized.<br />
An estimated 905,000 children were victims of child abuse or neglect in 2006 (U.S. Department of Health and Human Services, 2008). Neglect occurs more frequently than abuse and can be equally damaging and deadly. 30% of all child fatalities are due to neglect.<br />
&#8220;How would we feel if one of our children was overpowered by a serious disease and did some terrible things without knowing what he or she was doing? We should try to view someone dear who suddenly hurts us in the same light. If we can see that person is out of control and sick with negative emotions, we will not feel so much hatred and disgust. There may be resentment, and we may not be able to love that person more than before, but almost automatically there will be a certain sympathy that will lessen or end our hatred and allow us to forgive.&#8221;<br />
&#8211; from &#8220;Daring Steps Toward Fearlessness: The Three Vehicles of Buddhism&#8221; by Ringu Tulku Rinpoche, edited and translated by Rosemarie Fuchs, published by Snow Lion Publications</p>
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		<title>Stress! My Half-Ass!!!</title>
		<link>http://dharmaofmoney.com/stress-my-half-ass/</link>
		<comments>http://dharmaofmoney.com/stress-my-half-ass/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 22:21:13 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[assume]]></category>
		<category><![CDATA[stereotypes]]></category>
		<category><![CDATA[stressed]]></category>
		<category><![CDATA[tragedy]]></category>

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		<description><![CDATA[I have been having a tooth ache. I figured I am in for another root canal- this would be my third. I have beautiful teeth and I take good care of them but since I was in a car accident and lost a lot of weight, my teeth have just gone wild on me- moving [...]]]></description>
			<content:encoded><![CDATA[<p>I have been having a tooth ache. I figured I am in for another root canal- this would be my third. I have beautiful teeth and I take good care of them but since I was in a car accident and lost a lot of weight, my teeth have just gone wild on me- moving around and aching.<br />
When I mentioned this to my dentist- he announced right away that I was grinding my teeth and because I am a new parent- it must be stress.<br />
I get this BS all the time- of course, it is warranted- just take a look at me- I am a mess. I walk like a penguin and have half a hip missing and that&#8217;s just the latest tragedy- I also had br cancer in 94 and survived chemo and radiation then.<br />
So, of course, I must be stressed- drugged up constantly, depressed, bi-polar and angry at the world for treating me so unfairly&#8211; &#8212;NOT!<br />
This is some stereotypical crap that people make up because it is what THEY feel THEY would be like if THEY had to go through what I went through.<br />
Listen up folks- I am drug free, happier than ever, and feeling healthier than most people living in a cubicle for most of the week.<br />
Can we just stop the stereo types and not assume people are a certain way because of their looks???<br />
Come on, you can do it.<br />
By the way, you can handle a lot more than you give yourselves credit for.<br />
&#8220;In the garden of gentle sanity, may you be bombarded by coconuts of wakefulness&#8221;.    &#8211; The Vidyadhara, Chogyam Trungpa Rinpoche</p>
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		<title>Happy Birthday to me</title>
		<link>http://dharmaofmoney.com/happy-birthday-to-me/</link>
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		<pubDate>Fri, 06 Feb 2009 15:11:22 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[On Jan 15th, I turned 56 &#8211; okay age is just a number and I feel a lot younger. I just noticed my first wrinkle on my face so I have been fortunate. Most of my gal friends have already had their botox and lifts and what not.
When I was younger, I hated my round [...]]]></description>
			<content:encoded><![CDATA[<p><span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/Fernweb08.jpg"><img alt="Fernweb08.jpg" src="http://www.fromfern.com/Fernweb08-thumb-500x666.jpg" width="500" height="666" class="mt-image-left" style="float: left; margin: 0 20px 20px 0;"/></a></span>On Jan 15th, I turned 56 &#8211; okay age is just a number and I feel a lot younger. I just noticed my first wrinkle on my face so I have been fortunate. Most of my gal friends have already had their botox and lifts and what not.<br />
When I was younger, I hated my round chubby cheeked face and as I grew older, I came to appreciate it.<br />
I always used foundation since I didn&#8217;t have the best complexion but it served me well since it has an spf in it that fought off my long sun loving days of my youth.<br />
I started a new website committed to all those boomer women that I feel kinship with- check out www.boomerwomenretirerich.com- and that&#8217;s my wish for all of you- to retire very rich in all aspects of your life.</p>
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		<title>Ideas for Change in America</title>
		<link>http://dharmaofmoney.com/ideas-for-change-in-america/</link>
		<comments>http://dharmaofmoney.com/ideas-for-change-in-america/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 18:44:45 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[change in America]]></category>

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		<description><![CDATA[I&#8217;m not sure if you&#8217;ve heard, but there&#8217;s a movement of citizens inspired by the presidential campaign who are now submitting ideas for how they think the Obama Administration should change America. It&#8217;s called &#8220;Ideas for Change in America.&#8221;
One idea is titled: Fix the financial regulators by imposing a fiducary standard (that is putting your [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m not sure if you&#8217;ve heard, but there&#8217;s a movement of citizens inspired by the presidential campaign who are now submitting ideas for how they think the Obama Administration should change America. It&#8217;s called &#8220;Ideas for Change in America.&#8221;<br />
One idea is titled: Fix the financial regulators by imposing a fiducary standard (that is putting your client&#8217;s interests first) on all who offer financial advice.. I thought you might be interested in getting involved and recommend you check it out. You can read more and vote for the idea by copying and pasting the following link in your browser.<br />
<a href="http://www.change.org/ideas/view/fix_the_financial_regulators_by_imposing_a_fiducary_standard_on_all_who_offer_financial_advice">http://www.change.org/ideas/view/fix_the_financial_regulators_by_imposing_a_fiducary_standard_on_all_who_offer_financial_advice</a></p>
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		<title>All I Want for Christmas!</title>
		<link>http://dharmaofmoney.com/all-i-want-for-christmas/</link>
		<comments>http://dharmaofmoney.com/all-i-want-for-christmas/#comments</comments>
		<pubDate>Thu, 25 Dec 2008 10:37:05 +0000</pubDate>
		<dc:creator>Fern</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[peace on earth]]></category>

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			<content:encoded><![CDATA[<p><span class="mt-enclosure mt-enclosure-image"><a href="http://www.fromfern.com/peaceonearth 001-thumb-500x375.jpg"><img alt="Thumbnail image for peaceonearth 001.jpg" src="http://www.fromfern.com/assets_c/2008/12/peaceonearth 001-thumb-500x375-thumb-500x375.jpg" width="500" height="375" class="mt-image-left" style="float: left; margin: 0 20px 20px 0;"/></a></span></p>
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